Research

1. Impact of Marketplace Lending on Consumers' Future Borrowing Capacities and Borrowing Outcomes (SSRN)

- with Sudheer Chava, Rohan Ganduri, and Yafei Zhang

Journal of Financial Economics 142(3), December 2021, 1186--1208 

Award: Think Forward Initiative (TFI) Research Challenge Grant (2017)

Media: American Banker (December 2018), Crowdfund Insider (July 2018)

2. Shocked by Bank Funding Shocks: Evidence from Consumer Credit Cards (SSRN)

- with Sudheer Chava, Rohan Ganduri, and Linghang Zeng

The Review of Financial Studies 36(10), October 2023, 3906--3952

Media: Terry Takeaways (August 2023)

3. December Doldrums, Investor Distraction, and the Stock Market Reaction to Unscheduled News Events (SSRN)

- with Sudheer Chava

Journal of Financial Markets, Forthcoming

Award: BlackRock Prize (2017 Australasian Finance and Banking Conference)

4. Gambling on Crypto Tokens? (SSRN)

- with Sudheer Chava and Fred Hu

Journal of Financial and Quantitative Analysis, Accepted

Replication Code and Data

1. Reducing Risk or Reaching for Yield?

2. Gender-Based Sorting in the Credit Card Market

- with Rohan Ganduri and Yafei Zhang

3. How Informative are Corporate Disclosures on Emerging Technologies? A Language Embedding Approach (SSRN)

- with Sudheer Chava and Wendi Du

Media: Equifax Data Dialogues (November 2021)